지점 방문 + 해지신청서 작성, 위약금(잔여기간 일정비율) 발생 가능, 온라인 해지 미지원 지점 다수
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지점별 편차 매우 큼 — 크롤러 검증 어려운 카테고리, 사용자 리포트 크라우드소싱 비중 높여야 함
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